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Why Fun at Work is Good for Business?



Fun at work is the future of a business. 

In this new generation, workdays should not have to be gloomy and boring. Can you imagine how distressing it could be employees to spend most of their time in a lifeless environment?

A couple of years back, employees are paid to work, not to play around. People who make fun of work are tagged as time-wasters. Those days are gone. Today’s era brought us to a world of work where creativity means a lot. 

Underestimating the value of having a fun time at work is a common pitfall among many business organizations. 

Top Five Reasons Why Fun at Work is a Business Necessity 

Employers who dedicate their effort and time in initiating fun and enjoyment in the workplace have seen overwhelming benefits in the organizational culture.

In detail, fun at work…

1. Fosters Creativity 

Just like children, employees work better in a pleasant environment. When the work culture does not discriminate fresh ideas and concepts, they become creative thinkers and good problem solvers. 

Employees would surely love going to work every day when they have some fun and interesting things to anticipate. It can be useful to inject a handful of fun exercises and initiatives at work. Healthy competitions may be a good thing to do. Employers should let these people bring out the best from each other.  

2. Increases productivity  

Happy employees are motivated, friendly, and productive individuals. Employers should promote healthy emotional wellbeing among its employees. It is also helpful to provide them with opportunities to share their thoughts with others especially during their tough times. Surround them with friendship and support. This way, they will be able to feel that work isn’t working alone but rather a second home. 

3. Boosts employees’ tolerance for stress and anxiety

Work is always twinned with stress and anxiety. Such negative emotions are harmful to the body. So, integrating fun activities at work improves employees’ ability to cope up with stress and other undesirable emotions in the workplace. Thus, employees who love what they do and who find their jobs amusing can battle out work-related health challenges with no sweat. Despite how hard job demands knock them, happy employees remain optimistic in facing all the challenges ahead. 

4. Improves collaboration and communication

Collaboration is an important element of a successful organization. This is the reason why employers should take it as one of its main priorities. Employees communicate with one another from time to time. Be it personal or work-related. A working environment that is comfortable and enjoyable enables employees to make friends with their colleagues and learn about each other’s unique attitudes. This way, they can understand one another and can work better. 

5. Encourages Advocacy 

Contented and motivated employees promote the company through the stories they share with their social groups. These personal stories build trust and familiarity among customers as they were able to peep through the organization’s daily life. Customers love to do business with people who love what they are doing. A business that satisfies its employees can satisfy its customers too. That’s a sure thing. 

To sum it up, fun at work offers an array of amazing benefits to a business. Some of these are improved productivity, creativity, emotional well-being, collaboration, and brand advocacy. Bear in mind that motivated and productive employees are what a business needs to be on top. Employees who can think outside the box and can make wise decisions on their own are every business’ must-have asset.  

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3 Things to Know About Credit Card Processing



For most people, credit card processing can be overwhelming. Aside from being expensive, it is confusing too. But then, this has been a necessary evil among business owners. Without it, they will be left behind.

Getting a credit card does not have to be a bad experience at all. Knowing what is going on and what you are supposed to pay to make it less taxing than what others thought it was. Knowing the options available and the processes you are going to go through make the entire credit card processing experience more pleasing.

Get to know the three facts about credit card processing as well as every detail in between. Kindly read on.

3 Should-Know Facts about Your Credit Card Processing

Parties Involved

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The moment that your customer uses his credit card, several parties take into action namely the cardholder, the merchant, the card association, the acquiring bank, the issuing bank, and the payment processor. When the cardholder is ready to settle his purchases through a credit card, the payment processor lets him swipe the card to a point-of-sale terminal and requests him to key in the PIN. The payment processing and batching take over in an instant.

Once the credit card payment was processed, the issuing bank pays the acquiring bank (seller’s bank) for the purchases that the cardholder makes. Of course, the cardholder perfectly knows his responsibility in paying back the amount to his issuing bank along with the accruing interest. Then, the acquiring bank accepts the funds and deposits it in the seller’s account. The card association arbitrates and maintains a good network between the acquiring bank and the issuing bank.  

Card Processing Service Fee

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To avoid overpayment for your credit card transactions, it is important to check your monthly bill. The types of fees that come along with your credit card processing depend on your credit card provider. Are familiar with transactional fees, recurring fees, and one-off fees? If any of these fees does not sound familiar to you, let me go into detail.

Transactional Fees

These are mandatory fees that are linked to every transaction you do with your credit card. This varies depending on the type of card that you are using. The transactional fee is higher with business credit cards but lower with debit cards.

Recurring Fees

On the other hand, recurring fees are charges that the banks put over your account. These fees are not necessary to accept credit card payments if you are a seller. So keep close attention to fees like this. Lastly, one-off fees are those that are triggered by your actions on early termination, terminal, reprogramming, setup, address verification, payment gateway, charge back, and retrieval.

Needless to say, acquiring banks earn good profit from all these charges. As a merchant, it is a necessity to get to know these charges better and be meticulous about it.

 Security and Compliance

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Sellers have the responsibility to handle the clients’ sensitive information properly. To ensure that you are doing it the right way, PCI and EMV compliance does the trick.

PCI Compliance

When we speak of Payment Card Industry compliance, it is a set of standards that ensures appropriate data handling when accepting credit card payments. A short questionnaire must be completed by a merchant each year to stay PCI compliant. A PCI non-compliance fee is charged to those who fail to adhere to the governing laws on information confidentiality.

EMV Compliance

It makes use of a chip card technology that provides strong encryption to the cardholders’ card information every time it is used. With this kind of security, there is no way that sensitive information is pulled out for unauthorized credit card purchases.

At this point, you might have understood credit card processing better. To tell you, there are a few more things that you should know about it. You’ll learn them in the next days. Just be mindful of your credit card monthly bill from this day forward.

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Starting a Food Truck Business? Here’s What You Need To Know



At this point, you might be thinking about starting a food truck business. It has a handful of advantages as compared to conventional dine-in restaurants. It needs lesser staff. It can also reach out to many customers because it goes where these people are. 

But parallel to other businesses, running a food truck business demands a lot of interest and hard work. In the first few years of operation, a restaurant on wheels owner faces various challenges like bad weather and a slow-moving economy. But then, if these challenges are not enough to dishearten you, here are the things that you should know when starting a food truck business.

How to Start a Restaurant on Wheels?

Check places that allow food truck businesses.

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You will be astonished by the number of places that do not issue permits to food truck businesses. First thing first. Check whether or not your town or city supports this kind of business like New York City and Los Angeles. When it comes to the food truck business, these areas are the most popular. Get acquainted with the local ordinances on parking in some busy areas of the city. Focus more on areas where your food truck plans to operate. Be watchful of other food truck businesses nearby. It is a bad idea to set up your food truck next to a competitor’s food truck.   

Decide on a business name and a menu. 

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Since you have already decided on the location for your food truck business, you are up for the next challenge of choosing a food truck name. It should be unique and easy to recall. It should mirror your business theme and food. 

Next, decide on the list of foods that your business looks forward to serving your customers. Since you are just starting up, a menu board can take the place of costly standard plastic sleeve menus. If you feel like having a to-go menu, go ahead. You may opt to change the daily specials too. A little marketing creativity does the trick. 

Secure a setup capital. 

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Although a food truck business requires lesser capital, you still need roughly around a hundred thousand dollars for the truck alone. If you cannot afford a new food truck, consider getting a used one at $20,000 to $40,000. A good credit record can help you secure a financing option for your chosen venture. 

Design your food truck.

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It is vital to dress up your food truck with the things you need to do business. It is like designing a restaurant kitchen. Peep through your menu one more time. If you plan to sell pre-made sandwiches, and ample space is required to set up a cooler. But, if you are into selling French fries, pizza, or other hot foods, you need to have an oven or a fryolator. Be resourceful in outfitting your food truck.    

Fire up your marketing and advertising strategy.

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Make use of the popularity of social media sites this time. Twitter, Facebook, and Instagram are perfect venues to let people know that your food truck business exists. Gain followers and inform them where your truck is heading. Posting photos of daily specials helps a lot. 

Set a long-term goal. 

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A food truck business is a stepping stone to a full- service catering business or a restaurant. You do not see yourself in the same food truck business in the next five to ten years, do you? Set a long-term goal to keep you focused. 

A food truck business is one of the trendiest ventures right now. Since everybody loves to eat, it is a fail-safe business in the face of economic regression. If you plan to own a restaurant in the future, start your journey with a food truck business. 

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Job Perks to Consider for Your Employees



Employees are every company’s most precious asset.

Employee satisfaction and motivation have been a top priority of most successful companies. It is important to keep the employees in high spirits. Fortunately, the richness of company perks these days has gone out of control.  

A recent study revealed that employee retention is influenced by the company’s perks and benefits to a great extent. Almost half of the employees’ population considers perks over salary in deciding whether or not to jump off from their current employment.

So, if a salary can’t move a needle yet perks can, there is no time to waste. Knowing what these perks are is the best thing to do this instant. Why? Simple! Failure to recognize them can blow your company apart.

Top 5 Job Perks for Your Employees 

1. Healthcare Insurance

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Most employees value health insurance more than a salary increase. For average earners, the simplest way to secure insurance is through their employer. Since there is no affordable public healthcare insurance option in place, having one is expensive.

The best gift that an employer can give its talents is the peace of mind. No one throws out the idea of getting oneself and his family perfectly-covered in the event of illness and other untoward circumstances. Security is priceless, indeed.

2. Paid Time Off

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You can make money, but you can’t make more time. Your time is your life.

Rick Warren

An open vacation policy allows employees to take an off from work for a couple of days yet still receive a paycheck for those days. It is a gesture that a company trusts its employees in meeting deadlines and creating outputs as they take all the time off they need. They become more motivated, creative, and productive as they return to work with a better perspective. More than other material things, employees’ wonderful experience builds long-term happiness.

3. Performance Bonus

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Monetary incentives like that of a salary have their limits when it comes to increasing employees’ motivation at work. However, when monetary rewards are linked to performance outcomes, it becomes more rewarding. A performance bonus gives employees a deeper sense of control and ownership. Being able to receive a reward for their hard work makes an employee feel worthy as both a person and an asset to the company.

4. Flexible Work Schedule

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This is a perfect job perk for modern employees who seek to create a balance between professional responsibilities and personal tasks. A flexible work schedule (like that of work from home) makes an employee think that they need not forgo their career to look after family or obtain an education. Compared to salary, it gives them more long term value that an employee could ever desire.

5. Employee Discounts

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Dogfooding is such an exciting perk for employees. Who could say no to a discounted access to the company’s services or products? When a company allows its employees to utilize its products and services at a way lower price, they feel valued. Companies like Apple and Samsung provide its employees with its much-hyped products before its market release. It does not only allow the product managers to get helpful feedback from its employees but also allows the latter to take an active involvement in the company’s operation.

In general, there are so many job perks for employees that I haven’t pointed out. These include reduced prescription, employee recognition programs, wellness program, paid sick leave, retirement plan, employee development plan, tuition reimbursement, gym membership, paid parental leave, childcare assistance, and many more.

It is a challenge for a company to get to know these job perks up close and maybe take advantage of some of them. No matter what job perks a company chooses for its employees, the bottom line is still the same. These job perks create loyal and motivated employees.

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